E-LOAD is a pin-less electronic top up system that provides immediate top up of prepaid mobile airtime at the point of sale. This method does not require any PINs or passwords and allows for more flexible denominations. Simply provide the retailer with your phone number and wait for the confirmation SMS!

Bill Payment

With our wide network of retailers, QPay99 can also allow consumers to pay a variety of bills. Our systems can easily be programmed to collect payments for any product owner or service provider, increasing the choice of payment channels available to your consumers. Below are some of our services currently available:

Soft Pin

Soft Pin are a form of on-demand prepaid reload vouchers with PINs that are immediately printed electronically at retailer outlets. This is the most widely used prepaid reload method for top-ups products.